International Student Health Insurance

International Student Insurance Resources


Refunds first will be applied toward any outstanding university financial obligations. Any remaining refund will be processed through Higher One or by credit card. UH-Clear Lake has partnered with Higher One to provide disbursement services for tuition and fee refunds. All refunds will be processed and reimbursement will be done through the UHCL OneCard unless method of payment was by credit card. If payment was by credit card, then reimbursement will be refunded back to the credit card.

If you have any further questions regarding health insurance refund processes, please contact Student Business Services:

Student Business Services

Phone: 281-283-2170
Fax: 281-283-2174

Student Services Classroom Building, 1.103
2700 Bay Area Blvd, Box 106
Houston, TX 77058-1002

Office hours:
Monday - Friday, 8 a.m. - 5 p.m.


UHCL at Pearland:

Phone: 281-212-1675
Fax: 281-212-1677

Pearland Academic Building, Room 150
1200 Pearland Parkway, Pearland, Texas 77581

Health Services and the Office of International Admissions & Programs are not involved with refunds.

Requirements and Deadlines

An international student may request a waiver of this mandatory health insurance fee for the university health insurance in the following instances with proof of acceptable alternate insurance.

  • The student is sponsored by the U.S. government, the government of the student’s home country is recognized by the U.S. or by certain international, government-sponsored or non-governmental organizations, if the sponsor has provided a plan equivalent to the university’s health insurance or a letter guaranteeing payment of all health care expenses.
  • The student is enrolled in an employer-provided group health plan which is equivalent to the university’s health insurance. 

Requirements to be approved for a waiver of enrollment in the mandatory university insurance:

1. An alternate health coverage must meet or exceed these requirements:

  • Medical/preventative care benefits equivalent to the UHS-endorsed Student Health Insurance Plan with no annual limits.
  • Contains no exclusions for pre-existing conditions.
  • Imposes no provisions for co-insurance that exceed 25% of the covered benefits.
  • Medical evacuation coverage amount is no less than $50,000.
  • Repatriation coverage amount is no less than $25,000.

NOTE:  If medical evacuation and repatriation that equals the amounts as compared to the UHS-endorsed Student Health Insurance Plan are not included in an otherwise acceptable policy, a rider for this coverage can be bought from AHP.

2. Student must submit waiver request each coverage period/semester by the Census Date (on the Academic Calendar).

3. Student must have health and medical evacuation/repatriation coverage that meets or exceeds the following periods:

  • Fall: August 1st – December 31st
  • Spring/Summer: January 1st – August 31st
  • Summer Only: June 1st – August 31st

4. International "J" Student Visa Holders must have a policy whose deductible does not exceed $500 annually.

5. International "F" Student Visa Holders must have a policy whose deductible does not exceed $1,500 (individual)/$3,000 (family) annually.

6. Individual plans, travel plans, or plans that require individuals to pay for treatment before being reimbursed will NOT be accepted for waiver approval.

Waiver Process

1. Students submits waiver request prior to waiver deadline.

2. Student selects the ‘Click Here to Submit Your Waiver Request’ link.

3. Once on the waiver system student will be asked to provide:

  1. Student ID: Full {x}-digit U of H-Clear Lake student ID
  2. Password: Student’s date of birth in MMDDYYYY format (i.e. 01011990)

4. Student selects the red waiver button from the “NO, I do not want the insurance” section.

5. Student completes the waiver form and attach an electronic copy of the front and back of medical insurance card.

6. Students selects the ‘Submit Waiver’ button at the bottom of the waiver form.

Once student has successfully submitted a waiver request student will receive an onscreen confirmation and an automated email confirming receipt of this request. Student should confirm that he/she receives this submission confirmation email, and prints it for his/her records. Should there be any problems with a waiver, student will need this confirmation email which contains his/her waiver request ID number. This automated email does not constitute granting of a waiver; a separate email as to whether the student’s waiver request has been approved or denied will be sent from Academic Health
Plans (AHP) within seven business days.

7. AHP processes waiver

AHP Process Waivers

Insurance Costs


Semester Returning Students New Students
  Costs Coverage Dates Costs Coverage Dates
Fall $898 Aug. 27 - Dec. 31, 2019 $1,083 Aug. 1 - Dec. 31, 2019
Spring/Summer $1,692 Jan. 1 - Aug. 26, 2020 $1,692 Jan. 1 - Aug. 26, 2020
Summer N/A N/A $617 June 1 - Aug. 26, 2020

The rates for Spring/Summer are the same for returning and new students because the coverage dates will be the same.

Health Insurance for Students

Waiver Questions


Insurance Coverage Questions

AHP 855-824-9683 


  • Health Services

    Phone: 281-283-2626
    Fax: 281-283-2624

    SSCB 1.1301
    2700 Bay Area Blvd, Box 260
    Houston, TX 77058-1002

    Office hours:
    Mon. - Fri., 8 a.m. - 5 p.m.

    Please call ahead during holidays and semester breaks.