Health Insurance for Students

Student Health Insurance

UnitedHealthcare Choice Plus (pdf 400KB) is UHCL's student health insurance recommendation for the 2018-2019 academic year. Visit or call Academic Health Plans at 855-824-9683 for enrollment and coverage periods available.

Domestic Students

The Patient Protection and Affordable Care Act of 2010 mandates that all US citizens have a compliant health insurance policy or be enrolled in a public health plan (e.g., Medicare, Medicaid, Tricare). Individuals who are not covered by an acceptable health insurance policy will be charged an annual tax penalty (the higher of $695 or 2.5% of income per adult).

Eligibility: Currently enrolled domestic students must have the following minimum credit hours:

  • Undergraduate
    6 credit hours in Fall and Spring
    3 credit hours in Summer

  • Graduate
    3 credit hours - graduate
International Students

You are required to have health insurance regardless of the number of credit hours you are taking. The cost for  health insurance is automatically included in your school fees.

International students with “F” or “J” visa status may request a waiver of coverage based on the UH System’s waiver criteria. Go to and complete the online waiver by the deadline dates each semester:

  • Fall deadline: September 12, 2018
  • Spring deadline: February 6, 2019
  • Summer deadline: June 17, 2019

Cost and Payment Deadlines

Use the plan table to determine your cost:

Student Plan Info Annual Fall Spring & Summer Summer Only

Domestic Student Open Enrollment


International Student Waiver Deadline

  • Automatic enrollment in UnitedHealtcare Choice Plus
  • Waiver possible if approved. 
NA 09/12/2018 02/06/2019 06/17/2019
Domestic Student Rate $2,340 $814 $1,526 $558
International Student Rate NA $981-new students

$814-returning students
$1,526 $558

Insurance Coverage Highlights

If you are enrolled in  student insurance, you have online access to:

  • ID Cards
  • Explanations of Benefits
  • Network Providers
  • Claim Status

Log into United Healthcare

Primary Care

UHCL Health Center can be your primary care facility with the university's insurance program. We bill insurance for services rendered within the UHCL clinic.


In an emergency, you may go to the nearest Urgent Care or Hospital to seek immediate medical attention without a referral. You will be responsible for meeting the required deductible as stated in the policy.

  • Health Services

    Phone: 281-283-2626
    Fax: 281-283-2624

    SSCB 1.1301
    2700 Bay Area Blvd, Box 260
    Houston, TX 77058-1002

    Office hours:
    Mon. - Fri., 8 a.m. - 5 p.m.

    Please call ahead during holidays and semester breaks.