Perkins Loan

The U.S. Department of Education has discontinued the Perkins loan program effective at the close of the spring 2018 semester. See the menu on the left for other loan options.


The Perkins Loan is a no-fee, fixed-rate, low-interest, and need-based federal loan for undergraduate and graduate students. It is administered by UHCL. The federal government funds the loan but the school acts as the lender.

How do you repay your Perkins loan?

You begin repayment 9 months after graduation, or 9 months after you drop below half-time enrollment or leave school. You have up to 10 years for repayment of a Federal Perkins Loan.

Interest Rate and Origination Fee

The Perkins Loan interest rate is fixed at 5%. There is no origination fee.


  • Student Financial Aid

    Phone: 281-283-2480
    Fax: 281-283-2502

    SSCB 1.105
    2700 Bay Area Blvd, Box 05
    Houston, TX 77058-1002

    Office hours:
    Monday - Friday, 8 a.m. - 5 p.m.

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